Tim Garton is a great Vallejo Real Estate information resource. He also serves Benicia, Fairfield, Cordelia, American Canyon and the surrounding areas. Purchasing Vallejo Real Estate is a great investment whether you are purchasing your first home, second home, or are a seasoned investor.
You are invited to visit this site often to view Vallejo homes for sale, home buyer information, get information about Vallejo Schools and the Vallejo community, or to stay connected with the City of Vallejo.
Whether you’re looking for a home to buy or planning to sell your present one, you deserve the help of a trained, experienced, and dedicated real estate professional such as myself. I will be pleased to provide you with a full range of real estate services. I have both knowledge of the local market, as well as access to both local and nationwide networks of real estate experts.
What you should know about the Vallejo/Benicia Real Estate Market
When beginning the house hunt, some buyers go in blindly, not knowing how much house they can afford. Without this knowledge, buyers may find themselves viewing houses that aren't within their budget. To prevent buyers from spending time viewing homes they may not be able to afford, I advise home buyers to get pre-approved by a lender before house hunting. By providing copies of a recent credit report, W-2s, pay stubs, and bank and brokerage statements to a lender, buyers will have a better idea of the price range they can afford.
I recommend home buyers create long-term budgets to help create guildlines for affordable mortgage payments and long-term homeownership costs. Most experts advise clients to devote no more than 30 percent of their monthly household income toward housing costs, which should include mortgage principal, interest, taxes and insurance. There are numerous worksheets available online to help consumers calculate how their income, debts, and expenses may affect the amount they can afford each month for the next 15 to 30 years.
Short Sales in Vallejo & Benicia
Short Sales can be an excellent solution for homeowners who need to sell, and who owe more on their homes than they are worth. In the past, it was rare for a bank or lender to accept a short sale. Today, however, due to overwhelming market changes, banks and lenders have become much more negotiable when it comes to these transactions. Recent changes in corporate policy and the Obama administration have also improved the chances of getting a short sale approved. Here is a link for more information http://www.ShortSalesCalifornia.org
If you have any needs or questions about the Vallejo or Benicia Real Estate Market, call to make a appointment today (707) 315-5555 Thanks!!
Sincerely,
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